In the vast majority of cases, breast augmentation is not available on the NHS and is not covered by private medical insurance as it is classed as an elective cosmetic surgery procedure carried out for the enhancement of appearance and not for medical reasons. In the UK, patients will have to fund the cost of breast implant surgery themselves. The total breast augmentation cost at Centre for Surgery in London includes the facility fee, anaesthetic cost, prescription medications and your post-operative bra.
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How to pay for Breast augmentation
There are a number of ways to pay for breast enlargement surgery, including:
Self-pay – We find that many of our patients who have undergone breast augmentation surgery have been thinking about having the procedure for a long time and, in most cases, spent a period of time-saving up for the procedure. For patients who self-fund the cost of breast enlargement surgery, this is the recommended method of paying for breast implants.
Family or friends – some patients may be lucky enough to have a member of their family or a close friend who would be willing to pay for their procedure or to loan the money to allow patients to finance their breast implant procedure. Even though this process may involve loved ones, we would always recommend drawing up a written agreement with a repayment plan before borrowing money to avoid any confusion along the line with the possible risk of damaging long-term relationships.
Credit card or personal loan – Some patients are keen to explore the option of breast augmentation finance and may choose to purchase a consumer credit product such as a credit card or a loan. This method of financing will require you to make monthly repayments on the credit card debt or to repay the personal loan with an agreed interest rate. There are advantages to this method, including its convenience and the ease of obtaining finance at attractive rates. We would, however, advise caution as certain loans may carry very high rates of interest, and if you fail to make the repayments on time, then could adversely affect your credit rating in future.
Breast enlargement finance – Specialised finance for breast implant surgery is one of the most popular methods for many patients to finance their breast procedure. This method of finance allows you to proceed with the procedure in the timeframe you prefer, and the finance company will cover the cost of your surgery. You may be required to pay a minimum deposit depending on the amount of loan to be taken out. Most finance agreements are available with different terms ranging from 12 months to 48 months, with longer-term loans carrying lower interest rates.
Breast augmentation surgery finance
At Centre for Surgery, we offer some of the most competitive finance options to help make your dream of having breast implant surgery come true. Once you have decided to proceed with breast enlargement surgery or any other type of cosmetic surgery procedure, please get in contact with our patient coordinator team, who will be more than happy to take you through the various options available to you.
When will I have to start making financial payments?
Refinance repayments most commonly commence once you have had your procedure. Centre for Surgery is an approved partner of Chrysalis Finance. Chrysalis Finance will explain in detail the terms and conditions of your loan, along with the dates of future repayments.
Can I make overpayments?
Many patients often like to reduce the term of the loan by making overpayments at certain points over the loan period. You should check with the finance company what the terms and conditions are. Making larger payments earlier on helps to reduce the overall amount of interest you will need to pay.
What happens if I have difficulty paying back the loan?
Before your financial loan is approved, we will be able to assist in helping you choose the finance option that is most appropriate for your needs. If you are at any point finding that you have difficulty making the monthly repayments, then we would advise you to get in contact with Chrysalis Finance at the earliest opportunity as, in some cases, the term of the loan may be able to be extended to help you meet the monthly repayments.
At Centre for Surgery, our partnership with Chrysalis Finance allows us to offer you attractive finance rates with loans from 12 months to 60 months with an APR of 9.9% per annum. This compares very favourably with bank loans, which often carry interest rates in the 15 to 18% range.
If you are keen to learn more about the finance options available for your cosmetic surgery procedure, please learn about finance options here.
Why choose Centre for Surgery for breast implant surgery?
Centre for Surgery is the leading cosmetic surgery clinic in London and our expert breast surgeons carry out many hundreds of breast augmentation procedures each year. Our patient satisfaction rates are over 95%, with hundreds of verified five-star Google and Trustpilot online reviews.
- Highly qualified and experienced cosmetic surgeons skilled in all types of breast augmentation surgery
- We use only the highest quality breast implants from Mentor and Sebbin with a 10-year warranty for implants, which gives comprehensive coverage for both capsular contracture and implant rupture.
- Our state-of-the-art day surgery facility is located in the heart of central London
- We are a results-driven practice working hard to make sure you achieve natural-looking results with the quickest and smoothest recovery period.
- Our post-operative nursing care has been described as “outstanding” by the Care Quality Commission in our most recent inspection.
- View breast augmentation before and after photos here
If you are keen to learn more about Breast augmentation and how it can benefit you please get in touch today at 020 7993 4849 to book a face-to-face consultation with an expert breast surgeon at our Baker Street clinic in central London.